Hasan v. Chase Bank USA, N.A.

MORITZ, Circuit Judge.

Malik Hasan ordered wine from Premier Cru Fine ,Wines (Premier Cru) and paid with credit cards issued by Chase Bank USA, N.A. (Chase) and American Express Centurion Bank (AmEx). Premier Cru declared bankruptcy while Hasan was still waiting for delivery of wine that he paid nearly $1 million for. Hasan asserts-that under a provision of the Fair Credit Billing Act (FCBA), 15 U.S.C. §§ 1666 -66j, Chase and AmEx must refund his accounts the amount, he paid for -wine that Premier Cru failed to deliver. But because we reject Hasan’s interpretation of that FCBA provision—§…