Progressive American Insurance Co. v. Emergency Physicians of Central Florida

This case arose after the insured, Asmaa Karani, was involved in a car accident and sought treatment from the respondent, Emergency Physicians of Central Florida, LLP, a/a/o Karani (“EPCF”). EPCF is an emergency services provider. It submitted its bill tc the petitioner, Progressive American Insurance Company (“Progressive”), in accordance with section 627.736(4)(c), Florida Statutes , (2011). However, its bill was applied to Karani’s deductible under section 627.739(2), Florida Statutes (2011). Therefore, Progressive did not. remit payment to EPCF.

EPCF, as Karani’s- assignee, initiated an…