Witcraft v. Sundstrand Health & Disability Group Benefit Plan

LAVORATO, Justice.

In this single-issue appeal we must decide whether the terms of a health insurance plan cover the treatment of a husband and wife for infertility. The district court, disagreeing with the small claims magistrate, held that the broad definition of “illness” in the plan, coupled with the absence of a specific exclusion of infertility treatments, indicated that such treatments are indeed covered. Because we think the district court was correct, we affirm.

The claim in dispute here arose because Thomas and Jill Witcraft had had difficulty conceiving a child. Medical examinations…