In Re Sandifer

FINDINGS OF FACT

LeROY SMALLENBERGER, Bankruptcy Judge.

Before the Court is the issue of whether after notice and hearing the Court shall grant relief from the stay provided under 11 U.S.C. 1301(a), which protects a co-debt- or of the bankrupt under Chapter 13 of the Bankruptcy Code.

Tony K. Sandifer along with Saul J. Scott and Margie N. Scott are co-debtors on a note and chattel mortgage in favor of Reliable Finance Company, Inc. All three are co-makers on the note, and therefore are liable in solido on the note, which is secured by a chattel mortgage. This chattel mortgage covers household…