Robert Schultz, Jr. v. Midland Credit Management

VANASKIE, Circuit Judge.

The question before us in this matter is whether a statement in a debt collection letter to the effect that forgiveness of the debt may be reported to the Internal Revenue Service constitutes a violation of the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. § 1692 et seq . The District Court concluded that the statement found in dunning letters sent by Appellee Midland Credit Management Inc., ("Midland") to Appellants Robert A. Schultz, Jr., and his wife, Donna (the "Schultzes") could not constitute a violation of the FDCPA, and dismissed their putative class…