Kramer v. New York Life Insurance

This is an action of contract in which the plaintiff, as beneficiary of a life insurance policy issued by the defendant on the life of her husband, seeks to recover under a double liability provision contained in the following clause of the policy: “New York Life Insurance Company agrees to pay to Esther A. Kramer . . . Three Thou*441sand Dollars ($3,000), (the face of this policy) upon receipt of due proof of the death of Morris Kramer, the Insured; or double the face of this policy upon receipt of due proof of the death of the Insured resulting directly and independently of all other causes…