Arps v. Seelow

Frederick Seelow and his insurer, American Family Mutual Insurance Company, appeal a judgment declaring that coverage exists for an accident which occurred while Andrea Fountain was driving Seelow's car without his express or implied permission. We conclude that because she was an adult member of Seelow's household, Fountain had permission to use the car by operation of sec. 632.32, Stats.

Fountain was the sometime live-in mate of Seelow. Seelow owned a Thunderbird automobile insured by American Family. One evening when the two were out at a tavern, Fountain took Seelow's car and was involved…