United Fire & Casualty Co. v. Victoria

LARSON, Justice.

United Fire & Casualty Co. filed this declaratory judgment action to determine the extent of coverage provided by its policy in which Mabel Victoria was the named insured. United contends that an automatic termination clause in the policy reheves it from any liability because the Victorias had purchased “similar” insurance from another company. In the alternative, United argues that a “family exclusion” in the policy relieves it from any liability to family members who were injured while occupying the insured car. The district court ruled against United on both issues. We…