Steven Spearman v. State Farm Mutual Automobile Insurance Company

IN THE UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF PENNSYLVANIA STEVEN SPEARMAN, ) Plaintiff, ) C.A. No. 25-213 Erie Vv. ) District Judge Susan Paradise Baxter STATE FARM MUTUAL AUTOMOBILE INSURANCE ) COMPANY, ) Defendant. ) MEMORANDUM OPINION L INTRODUCTION Plaintiff Steven Spearman initiated the present action on July 10, 2025, by filing a complaint against State Farm Mutual Automobile Insurance Company (“State Farm”). Plaintiff subsequently filed an amended complaint on September 25, 2025 [ECF No. 10], which is the operative pleading in this case. This case arises out of a…