United States Fidelity & Guaranty Co. v. State Farm Mutual Automobile Insurance

This is an appeal from a declaratory judgment action. The trial court entered a judgment declaring that an insurance policy issued by plaintiff, United States Fidelity and Guaranty Company (USF&G), to defendant Laura B. Hargis, individually and d/b/a Happyland Day Care Center, provided coverage for injuries sustained by Corneshia Barron, a child who fell from a station wagon owned by Happyland. In the judgment, the trial court also granted motions to dismiss filed by defendants Hargis, Barron and the driver of the station wagon, Patricia Peterson. We affirm.

The pertinent facts are stated in…