Life Insurance Co. of North America v. Halker

The group life insurance policy here involved originally was issued by Life Insurance Company of North America (Insurer), the appellant, a subsidiary of Insurance Company of North America, to cover the employees of the parent company which under the policy was the “Employer” and under the applicable statutes of Pennsylvania was the “Policyholder.” 1 After the policy had been in effect *622for some time, it was amended (by Amendment No. 11) to include independent general agents of the Insurance Company of North America as “Employees” (although only employees of the agents and not the agents as…