Auto Club Insurance v. Commissioner of Insurance

Petitioner appeals as of right from a Wayne County Circuit Court order which affirmed a decision of the Commissioner of Insurance disapproving petitioner’s proposed insurance form.

On August 8, 1983, pursuant to MCL 500.2236; MSA 24.12236, petitioner filed an insurance form with the Commissioner of Insurance, seeking ap proval of the form for use with its auto insurance policies. The "Return of Premium Deposit” form would authorize petitioner’s Board of Governors to refund a portion of prepaid auto insurance premiums to all or some of its customers based on the successful results obtained in…