United Equitable Insurance v. Padgett

In these two nonjury circuit court actions, consolidated for trial, plaintiff brought separate suits seeking recovery of hospital benefits on separate contracts of insurance issued to the plaintiff by the respective defendants. From judgments in favor of the insured, each of the defendant insurance companies has appealed.

*628Each of the policies contain provisions affording the insured hospitalization benefits. The United Equitable policy provides payment “when such injury shall continually confine the insured to a hospital.” Similar language in the National Central Life policy says “necessarily…