Globe Indemnity Company v. Hall

The evidence was uncontradicted that the plaintiff had suffered a condition known as “pelvic inflammation” prior to the time that the insurance policy was issued, and that this condition resulted from “treatment” received by her in the course of a test made to determine sterility. The defendant’s contention is that the failure of the plaintiff to infoxm it of this condition was a material misrepresentation that voided the policy.

In order for a misrepresentation to void an insurance policy the misrepresentation must be a material misrepresentation, a misrepresentation that effected a…