Vaughan v. O'NEAL

On November 2, 1995, Geneva L. O'Neal sued Billy Vaughan and Atlantic American Life Insurance Company. She alleged that Vaughan had sold her a medical-insurance policy issued by Atlantic American; that when he sold her the policy he was acting as an agent of Atlantic American; and that in selling her the policy he made misrepresentations to her. She sought damages for fraud.

On November 13, 1996, O'Neal sought a default judgment against Vaughan, contending that he had failed to timely answer or plead following service by publication. The court entered a default judgment against Vaughan for…