In Re Hedrick

OPINION

LAURA K. GRANDY, Bankruptcy Judge.

The debtors in this joint chapter 7 case are attempting to use the wife’s “wild card” exemption to shelter the entire value of household goods and other items of personal property (hereafter “household goods”) that are listed on schedule C as jointly owned. The chapter 7 trustee has objected that the wife may use her “wild card” exemption to protect only the value of her undivided one-half interest in the household goods. The debtors counter that the wife’s undivided interest in the whole allows the wife to exempt all of the household goods, including…