Jones v. Equitable Life Assurance Society of the United States

Plaintiffs appeal as of right from a circuit court order granting defendant’s motion for summary judgment.

In 1975, plaintiffs were the owners of Press’s Bakery, a restaurant in White Cloud, Michigan. In July, 1975, they obtained health insurance for themselves and the restaurant’s employees through a group policy of insurance issued to the Home Furnishings and Appliance Industry Trust. The policy listed the trustees and "participating employers” as the policyholders. The restaurant was a participating employer.

On December 1, 1980, plaintiffs sold the business to Robert and Kathleen Larsen.…