Legal Opinion

Lakeview Loan Serv. v. Baxter

Court of Special Appeals of Maryland

Decided November 25, 2025No. 0691/24Published

1Opinion of the Court

Lakeview Loan Servicing LLC & Nationstar Mortgage LLC v. Tonda M. Baxter, No. 691, September Term, 2024. Opinion by Nazarian, J. CREDIT GRANTOR CLOSED END CREDIT PROVISIONS – CREDIT GRANTORS – LOAN SERVICERS A loan servicer who holds rights and obligations under a debt instrument governed by the Credit Grantor Closed End Credit Provisions (“CLEC”), Md. Code (1975, 2013 Repl. Vol.), § 12-1001 et seq. of the Commercial Law Article (“CL”), qualifies as a credit grantor for purposes of CLEC. CREDIT GRANTOR CLOSED END CREDIT PROVISIONS – FEE RESTRICTIONS – CONVENIENCE FEES CLEC regulates a…

2Cases cited9 opinions

  1. Nationstar Mortgage v. KempCourt of Appeals of Maryland · 2021
  2. B. F. Saul Co. v. West End Park North, Inc.Court of Appeals of Maryland · 1968
  3. LeBrun v. ProsiseCourt of Appeals of Maryland · 1951
  4. Patton v. Wells Fargo Financial Maryland, Inc.Court of Appeals of Maryland · 2014
  5. Ford Motor Credit Co. v. RobersonCourt of Appeals of Maryland · 2011

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