Arsenault v. PNC Mortgage Corp.

OPINION

MOORE, Circuit Judge.

This case involves a mailed solicitation by Defendant-Appellee PNC Mortgage Corp. (“PNC Mortgage”) to refinance the residential mortgages of a pre-approved group of its existing customers, including Plaintiffs-Appellants Mark Arsenault (“Arsenault”) and his wife Rosemarie (“Arsenaults”). Although the Arsenaults contend that this letter contained an express and definite offer to refinance their mortgage at a stated interest rate, the district court found that the interest rate was not locked in and granted summary judgment in favor of PNC Mortgage. We AFFIRM the…