Baker v. Pennsylvania General Insurance Group

Lewis, Chief Justice:

This is an appeal from an order granting summary judgment in respondent’s favor. We reverse.

Respondent issued to appellant a homeowner’s policy of insurance covering appellant’s river cabin located near Rock Hill, South Carolina, and the policy was in full force and effect at all pertinent times herein. The policy provided fire protection for the building and contents and also insured against loss by theft. Subsequent to the issuance of the policy, appellant leased the property with an option to purchase by the lessee. However, appellant stored on the premises some spare…