MEDICAL MUTUAL LIABILITY INS. SOCIETY OF MD. v. Evans

WILNER, Chief Judge.

This appeal, which involves a lawsuit against an insurance company, arose out of another action — a medical malpractice suit by appellee Deborah Evans against an anesthesiologist, Clarence Beverly. In a nutshell, Ms. Evans won a judgment against Dr. Beverly for $2.5 million. The doctor was insured by appellant for only one million dollars, leaving the balance of the judgment uninsured and, to a large extent, most likely uncollectible. At various points during the course of the malpractice action, Dr. Beverly demanded that appellant settle the case within the policy limits…