Cincinnati Insurance v. Stuart

Webb, Judge.

On March 10, 1975, Harold E. Stuart filed suit against the Cincinnati Insurance Company, John Snellings and the Snellings Insurance Agency alleging insurance coverage by an oral binder made on June 22, 1973, on a described boat which was damaged in a collision on June 30, 1973. Both defendants denied that coverage had been bound prior to damage, but contended that the request for coverage was to add the damaged boat to an existing houseboat policy which required any action against the company to be brought within one year from the date of the casualty claim to be insured, and that…