Harshbarger v. Meridian Mut. Ins.

On February 15, 1972, Donald W. Harsh barger was operating a 1965 Cadillac when he was involved in a collision with an automobile operated by Curtis H. Byrd.

At the time of the collision, Mr. Harshbarger held certificates of title to three other automobiles: a 1966 Cadillac, a 1972 Volkswagen, and a 1963 Ford. The 1966 Cadillac and the 1972 Volkswagen were covered by an insurance policy issued by the Meridian Mutual Insurance Company, but the insurance coverage did not extend to the 1963 Ford.

After the accident, Mr. Harshbarger claimed coverage on the 1965 Cadillac under a clause in his policy…