Santamassino v. New Jersey Higher Education Student Assistance Authority (In Re Santamassino)

MEMORANDUM OF DECISION Granting Plaintiff’s Motion for Summary Judgment

COLLEEN A. BROWN, Bankruptcy Judge.

Joan Santamassino (the “Plaintiff’ or “Debtor”) initiated this adversary proceeding by filing a complaint on May 22, 2006, seeking a discharge of the student loans she owes to the New Jersey Higher Education Student Assistance Authority (the “Defendant”). The Plaintiff alleges that her responsibilities in serving as the sole, full-time caregiver for her ailing mother have made it impossible for her to earn enough to repay these loans, and that excepting this debt from discharge would…