Legal Opinion

National Life Accident Ins. Co. v. Collins

Supreme Court of Alabama

Decided February 11, 1943No. 6 Div. 116PublishedCited by 9 opinions

1Opinion of the Court

THOMAS, Justice.

The suit was for recovery on life insurance policies. There was conflict in the evidence as to whether or not the policies lapsed for the non-payment of premiums.

The rule as to the procuring or reinstating lapsed life insurance policies by misrepresentation of material facts has been fully discussed and restated in New York Life Ins. Co. v. Zivitz, Ala.Sup., 10 So.2d 276, 278, 1 where the court observed: “Misrepresentations made in an application for insurance will not defeat or void a policy of insurance unless it appears that: (1) The representations were false; (2) they…

2Cases cited25 opinions

  1. Cobb v. MaloneSupreme Court of Alabama · 1890
  2. McMillan v. AikenSupreme Court of Alabama · 1920
  3. Commonwealth Life Ins. Co. v. HarmonSupreme Court of Alabama · 1934
  4. Empire Life Insurance v. GeeSupreme Court of Alabama · 1911
  5. Brotherhood of Railway & Steamship Clerks, Freight Handlers, Express & Station Employees v. RigginsSupreme Court of Alabama · 1925

20 more not listed; retrieve them via the Exa API.

3Cited by9 opinions

  1. American Life Ins. Co. v. AndersonSupreme Court of Alabama · 1945
  2. Federal Kemper Life Assurance Company v. The First National Bank of BirminghamCourt of Appeals for the First Circuit · 1983
  3. American National Insurance v. HerreraCalifornia Court of Appeal · 1963
  4. Life & Casualty Ins. Co. of Tennessee v. LathamSupreme Court of Alabama · 1951
  5. Richerzhagen v. NAT. HOME LIFE ASSUR.Supreme Court of Alabama · 1988

4 more not listed; retrieve them via the Exa API.

Showing a preview — retrieve the full document via the Exa API.

Powered by the Exa API