Lititz Mutual Insurance v. Commonwealth

Opinion by

Judge Crumlish, Jr.,

Lititz Mutual Insurance Company appeals a decision of the Insurance Commissioner who in response to a complaint filed by one of its insureds, Donna Dorman, determined that its attempted nonrenewal of her homeowner’s policy violated the standards of the Unfair Insurance Practices Act.1

*11We affirm.

At issue is whether Dorman’s acquisition of a large dog constitutes a substantial increase in the insured hazard so as to justify Lititz’s refusal to renew her policy.

The essential facts are undisputed. Dorman had sustained two burlary losses since she first obtained…