Pierce-Dickerson Bonding Co. v. Southern Guaranty Insurance Co.

MADDOX, Justice.

This case involves the construction of an insurance policy and whether the insurance company was obligated to defend the insured in a lawsuit brought against the insured for an “occurrence” which occurred off the premises of the insured, because the policy only covered occurrences “arising out of the ownership, maintenance, or use of the insured premises and all operations necessary or incidental thereto.”

The trial court, construing the language of the policy, found the insurer was not obligated to defend the insured in an action brought against it, and granted summary…