Gibson v. Alabama Insurance Guaranty Ass'n

SHORES, Justice.

The question presented by this case is what amount, if any, the Alabama Insurance Guaranty Association (the “AIGA”) is obligated to pay on a “covered claim” for uninsured motorist (“UM”) benefits under a policy of insurance issued by the now insolvent Champion Insurance Company. A collision occurred on Interstate Highway 10 near Tallulah, Mississippi, on March 20, 1982. Thurman G. Gibson was struck by an unidentified hit-and-run driver. Gibson was employed by Brookwood Oil Field Service, Inc., and the injuries he sustained were incurred while he was acting in the line and…