Point Gratiot Sand v. Hartford Fire Insurance

This action is brought to recover upon a policy of fire insurance.

On the 20th of September, 1910, the defendant insurance company issued to the plaintiff its policy of insurance, whereby it insured the plaintiff against loss by fire to the steam tug ■WarnicJc.

On the 22d of December, 1910, the tug was totally destroyed by fire, and this action is brought to recover upon the policy.

The defendant contests its liability on the ground that at the time the policy was issued the plaintiff was not the unconditional and'sole owner of the property insured, and the policy under its terms was, therefore,…