American Financial Services Ass'n v. City of Toledo

Skow, Judge.

{¶ 1} Appellant, the city of Toledo, appeals from a judgment by the Lucas County Court of Common Pleas granting summary judgment in favor of appellee American Financial Services Association (“AFSA”) and appellee intervenor, the state of Ohio. For the reasons that follow, we reverse.

{¶ 2} The instant appeal arises from a complaint filed by AFSA seeking injunctive relief and declaratory judgment in connection with a series of ordinances enacted by the city to regulate predatory lending practices in Toledo. The ordinances were issued after extensive investigation by the city revealed…