Foster v. Halifax Insurance

— The sole issue to be here decided is whether a policy of fire insurance is cancelable by notice of cancellation without the return of premium.

The plaintiff sued on a policy of fire insurance. The action was dismissed at the conclusion of the plaintiff’s case, from which judgment he appeals.

There is no dispute of fact.

The respondent, Halifax Insurance Company of New York, through its general agent by its local agent, issued to the appellant a fire insurance policy on which premiums were paid by the local agent. Subsequently, a notice of cancellation, properly addressed, was mailed to the…