Farr v. American National Property & Casualty Co.

|,Appellants Ernest Warren Farr, Jr. (Warren) and Debbie Holmes (Debbie) entered into an insurance contract with ap-pellee American National Property and Casualty Company (ANPAC) to insure a pontoon boat and trailer. Appellants later submitted a claim for insurance coverage after the boat and trailer were allegedly stolen. ANPAC denied coverage for the loss and rescinded the policy after discovering that Warren and Debbie were not the owners of the boat and had made misrepresentations on the insurance application. Warren and Debbie, along with the boat’s owner, Jo Ann Farr, brought a…