Allstate Insurance Co. v. Croakman

MINER, Judge.

The appellees, Sandra, Michael, and Katherine Croakman, were injured in a one-car accident while riding as passengers in the Croakman family vehicle. The driver was a relative who did not reside with the Croakmans. The vehicle was insured by appellant, Allstate Insurance Company, on a policy issued to David Croakman, the husband and father of the injured appel-lees. After exhausting the driver’s liability coverage, appellees sought to collect under the uninsured/underinsured motorist (UM) provision of the Allstate policy.

We must reverse the trial court’s final declaratory…