Southern Bank & Trust Co. v. Woodhouse

By

Judge Mary Jane Hall

This matter comes before the Court on Plaintiff Southern Bank and Trust Company’s Demurrer to the Counterclaim filed by Defendants Earl C. Woodhouse, Jr., and Sandra D. Woodhouse. For the reasons that follow, the Demurrer is sustained in part and overruled in part.

Background

Defendants obtained thirteen loans from the Bank of the Commonwealth between 2008 and 2010. Twelve of the loans were secured by deeds of trust for various real property owned by Defendants located in the cities of *403Chesapeake and Norfolk. Each deed of trust named Richard J. Tavss and Earl J. Woodard as…