Kennedy v. State Farm Mutual Automobile, Insurance Co.

MEMORANDUM DECISION

Judy Kennedy (“Plaintiff’) sought equitable garnishment of two State Farm insurance policies after she received judgment on a claim for her father’s death resulting from a car accident in which Plaintiffs mother was the driver. The trial court denied equitable garnishment on the ground that Plaintiffs claim was barred by the household exclusion clauses of the insurance policies, which essentially exclude from coverage any injury to an insured or any member of the insured’s family residing in the insured’s household. Plaintiff appeals. We affirm.

In this bench-tried case, we…