Highfield v. First National Bank

(After stating the foregoing facts.) “A depositor in a savings bank is bound by the reasonable rules and regulations of the bank to which he assents in writing. A rule providing that ‘ Every effort will be made to protect depositors against fraud, but payment made to a person presenting pass-book shall be good and valid on account of the owner, unless the pass-book has been lost and notice in writing given to [the] bank before such payment is made,’ is reasonable and binding upon depositors. Under the terms of *435such a rule, where a pass-book is presented by a person other than the depositor to…