Pacific Mutual Life Insurance v. Harris

Appellee brought separate suits against appellants in the circuit court of Clark County to recover the amount of the indemnity provided in each policy for the death of her husband, through external, violent and accidental means.

Each appellant defended upon two grounds: first, that the. policies had lapsed for the nonpayment of premiums; and, second, that the insured’s death was not accidental. The causes were consolidated for the purposes of trial, and, at the conclusion of the testimony, the trial court instructed the jury to return a verdict in each case for the amount sued for, penalty,…