Legal Opinion

Spradlin v. Columbia Ins. Co. of New York

Court of Appeals of Tennessee

Decided March 14, 1950PublishedCited by 16 opinions

1Opinion of the CourtHale, J.

The primary question in this case involves the rights and duties of the owner of a policy of insurance who was ignorant of its existence.

On April 26th, 1947, the complainant purchased from Spurling & Burns a 1942 Plymouth automobile at the price of $1215.00, of which $615.50 was paid down, leaving balance of $600.00 covered by title retention contract and note executed thereunder.

Unknown to him, there was included in the note the sum of $36.00 as the cost of insurance on this automobile. This insurance was “comprehensive”, premium $6.00, and “collision or upset”, premium $30.00, with $50.00…

2Cases cited16 opinions

  1. Phoenix Cotton Oil Co. v. Royal Indemnity Co.Tennessee Supreme Court · 1918
  2. Continental Fire Insurance v. WhitakerTennessee Supreme Court · 1903
  3. H. G. Hill Co. v. Georgia Casualty Co.Tennessee Supreme Court · 1928
  4. Blackman v. United States Casualty Co.Tennessee Supreme Court · 1906
  5. Deer Trail Consolidated Mining Co. v. Maryland Casualty Co.Washington Supreme Court · 1904

11 more not listed; retrieve them via the Exa API.

3Cited by16 opinions

  1. National Surety Corporation v. L. E. Wells, Sr. v. R. Hopfe, and Ella Hopfe, and L. E. Wells, Jr., a MinorCourt of Appeals for the Fifth Circuit · 1961
  2. Hartford Accident & Indemnity Co. v. CreasyTennessee Supreme Court · 1975
  3. Hospital Underwriting Group, Inc. v. Summit Health Ltd., Sarahmarge Crigler, Cross-AppelleeCourt of Appeals for the Sixth Circuit · 1995
  4. Reliance Insurance Co. v. Athena Cablevision Corp.Tennessee Supreme Court · 1977
  5. Finstad v. Steiger Tractor, Inc.North Dakota Supreme Court · 1981

11 more not listed; retrieve them via the Exa API.

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