Lorio v. Aetna Insurance

ELLIS, Judge.

Plaintiff was the owner of a registered champion quarter horse, King So Big, which he kept stabled at his farm. Plaintiff was insured against the loss of the horse by windstorm by defendant. It is *782conceded that the value of King So Big exceeded the policy limits.

The stable in which the horse was kept was partially demolished by Hurricane Betsy, although the horse was not injured during the storm. After the hurricane, King So Big was put in a stall in the undestroyed part of the stable, which was located adjacent to a stall in which feed, including wheat, was stored. On the fourth…