Waldrup v. Metropolitan Life Insurance

Gregory, Justice:

Respondent Elaine Waldrup brought this action as an insured employee of Dow Badische Company (Dow) under a group disability insurance policy issued by appellant Metropolitan Life Insurance Company. The appeal is from a jury’s verdict awarding respondent $7,627.50 in benefits under the policy’s coverage provisions for long-term total disability. We affirm.

The policy affords coverage for and distinguishes between short-term and long-term total disability. Short-term disability coverage is available to Dow’s employees during the first thirty months of disability if the employee…