Barbara Guerrucci and Enzo Guerrucci, as Next Friends of Lawrence and Jennifer Guerrucci v. State Farm Mutual Automobile Insurance Company

The facts of this case are undisputed. The appellants held an automobile insurance policy issued by the appellee State Farm Mutual Automobile Insurance Company (State Farm). The policy was in effect prior to and at the time of the passage of the Georgia Motor Vehicle Accident Reparations Act (Georgia No-Fault Law), OCGA § 33-34-1, et seq. Prior to the effective date of the Act, the appellee mailed to the appellants a card entitled “Statement of Coverages as of March 1, 1975 (149).” On December 13, 1974, the appellant Enzo Guerrucci signed the card, rejecting all optional coverage (a copy of…