American Express Centurion Bank v. Allen (In re Allen)

CONCLUSIONS OF LAW ON RESERVED ISSUE AND ORDER FOR ENTRY OF FINAL JUDGMENT

Paul W. Bonapfel, U.S. Bankruptcy Court Judge

Christy Nicole Allen filed a Chapter 7 petition on February 4, 2013. American Express Centurion Bank (“American Express”) timely filed a complaint for a determination that certain debts she incurred between July 16 and September 9, 2012, on a credit card it issued are excepted from discharge under 11 U.S.C.A. § 523(a)(2) because of her actual fraud.1

After a trial, the Court entered findings of fact and partial conclusions of law pursuant to Fed. R. Civ. P. 52(a), applicable…