Heather Gillespie and Angela Cinson v. Equifax Information Services, L.L.C.
Court of Appeals for the Seventh Circuit
1Opinion of the Court
KANNE, Circuit Judge.
Heather Gillespie and Angela Cinson filed a class action lawsuit alleging violations of the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq., (“FCRA”) against Equifax Information Services, L.L.C. The district court granted Equifax’s motion for summary judgment on the plaintiffs’ claims. We reverse.
I. BACKGROUND
Like many Americans, Heather Gillespie and Angela Cinson each defaulted on a credit account and this failure was noted in their respective credit files. Gillespie opened a credit account with Direct Merchants Bank in 1999 but the account became delinquent in…
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