National Union Fire Ins. v. City of St. Louis

PUDLOWSKI, Judge.

This is an appeal by the City of St. Louis (City) from the trial court’s declaratory judgment in favor of National Union Fire Insurance Company (National Union), holding National Union was not obligated to defend the City for any damages resulting from a certain automobile accident (accident) that occurred at Lambert International Airport. Because the accident did not fall within the coverage of the policy, we affirm.

I. Background

In 1992 National Union issued a policy of insurance (policy) to Huntleigh Corporation (Huntleigh). The policy was in effect from August 1, 1992, to…