Qualls v. Country Mutual Insurance Co.

The question presented by this appeal is whether a carpenter’s general liability insurance policy provides him with coverage against a claim arising from work that he performed in an allegedly unworkmanlike manner. The carpenter, Loren Qualls, was hired by Mr. and Mrs. Donaldson to construct a new house to what the parties refer to as the “blacked-in” stage. Unhappy with the work, the Donaldsons sued Qualls for breach of contract and breach of warranty. Qualls’ insurer, Country Mutual, denied him coverage, so Qualls brought this action for a declaratory judgment, seeking a construction of the…