Hughes v. Ephrem

Plaintiffs appeal a judgment dismissing a writ of garnishment that they served upon H&B Jewelry & Loan Company (H&B). H&B, a pawnbrokering business, loaned plaintiffs’ debtor money, took a Rolex watch as collateral, and issued the debtor a pawn ticket. Plaintiffs obtained a writ of garnishment and sought to take possession of the watch after tendering the amount of the loan and the interest owed by the debtor. H&B moved to dismiss plaintiffs’ writ of garnishment, arguing that plaintiffs’ efforts were ineffective, first, because the debtor no longer had an ownership interest in the watch and,…