SYNOVUS BANK D/B/A FIRST COMMUNITY BANK OF TIFTON v. KELLEY

FINAL COPY

309 Ga. 654

S20Q0843. SYNOVUS BANK v. KELLEY. MCMILLIAN, Justice. The United States District Court for the Middle District of Georgia has certified two questions to this Court regarding the timing under Georgia law when a lien is created on the title of real property as between a judgment creditor and a judgment debtor — at the time the judgment is entered or at the time the writ of fieri facias on that judgment is recorded. This timing makes a difference under federal bankruptcy law because certain transfers of the bankrupt debtor’s property may be avoided if they occur within 90…