Legal Opinion

Bonville v. John Hancock Mutual Life Insurance

Massachusetts Supreme Judicial Court

Decided November 24, 1908PublishedCited by 4 opinions

Contract on a policy of life insurance for $250 issued by the defendant on October 11, 1905, upon the life of Adella Ryan of Fall River, the plaintiff’s intestate, who died on April 17, 1906. Writ dated July 24, 1906. At the trial in the Superior Court before Bell, J., the only defense relied upon was that the insured had made misrepresentations with actual intent to deceive, or with reference to matters which increased the risk of loss, in answering certain questions in the…

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Contract on a policy of life insurance for $250 issued by the defendant on October 11, 1905, upon the life of Adella Ryan of Fall River, the plaintiff’s intestate, who died on April 17, 1906. Writ dated July 24, 1906. At the trial in the Superior Court before Bell, J., the only defense relied upon was that the insured had made misrepresentations with actual intent to deceive, or with reference to matters which increased the risk of loss, in answering certain questions in the application for insurance. The defendant offered in evidence the application for the policy, and the plaintiff objected…

1Opinion of the CourtKnowlton, C. J.

This case comes to us on a report, by the terms of which judgment is to be entered for the defendant if a correct copy of the application for the policy was annexed to the policy, so as to make the application admissible in evidence under the R. L. c. 118, § 73, and judgment is to be entered for the plaintiff if the application was inadmissible.

The defendant’s method of doing business was to furnish its agents for use by an applicant a sheet of paper printed in blank on both sides, on the first page of which was a “ Proposal for special weekly premium insurance in the John Hancock Mutual Life…

2Cases cited1 opinion

  1. Langdeau v. John Hancock Mutual Life InsuranceMassachusetts Supreme Judicial Court · 1907

3Cited by4 opinions

  1. Knowles v. KnowlesMassachusetts Supreme Judicial Court · 1910
  2. Davidson v. John Hancock Mutual Life InsuranceSuperior Court of Pennsylvania · 1943
  3. Moriarty v. Metropolitan Life InsuranceCourt of Appeals of Kentucky · 1918
  4. Davidson v. John Hancock Mutual Life InsurancePennylvania Municipal Court, Philadelphia County · 1942

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