Woolsey v. Nationwide Insurance

MEMORANDUM OPINION

MORRIS SHEPPARD ARNOLD, District Judge.

This is a suit by an administratrix to recover on an insurance policy in favor of her decedent. The policy provided three kinds of benefits: Collision loss, liability, and personal injury protection. The last of these benefits provided for an accidental death payment in the amount of $5,000.00, the payment of medical expenses up to a limit of $5,000.00, and indemnity for wages lost. Plaintiff’s decedent was seriously injured in an automobile accident on July 9, 1985, and died three days later.

I

It is conceded that decedent incurred…