Progressive Choice Insurance v. California State Automobile Ass'n Inter-Insurance Bureau

Opinion

MANELLA, J.

INTRODUCTION

This case concerns the allocation of an underinsured motorist (UIM) loss between two automobile insurance companies. The insured was covered by automobile insurance policies issued by Progressive Choice Insurance Company (Progressive) and California State Automobile Association Inter-Insurance Bureau (CSAA). He was injured in an automobile accident caused by a UIM. After settling with the UIM, the insured claimed a $62,500 loss under the UIM provisions of both policies. Progressive paid the entire claim, and sought contribution from CSAA. Progressive contended…